Freelance withholding and net pay calculator

About this tool

Choose gross or take-home input to calculate the corresponding amount under your selected deductions. Inspect what remains after withholding from a personal-service payment. The Korean profile is specifically for resident business income subject to 3% national withholding and local income tax, commonly described as 3.3% combined. This is an advance payment of tax: your final liability can change at the annual income-tax return. Other freelance income types require different treatment.

Take-home pay

Choose a task. Inputs stay in this page only.

Salary Daily Hourly Freelance Parental leave pay

MAKE IT SIMPLE

Jurisdiction / calculation rulesAmount you want to enter

English is a display language. Korean rates apply only to the South Korea profile. The manual profile does not calculate any country’s tax law.

Gross service fee (excluding VAT)

Withhold personal-service income tax (3.3% before rounding)

For Korean resident personal-service business income subject to 3% national withholding plus local tax (3.3% combined before rounding). This is advance withholding, not your final annual tax. Not every freelance contract qualifies. VAT, other-income contracts, nonresidents and platform fees need separate treatment. National/local tax drop amounts below KRW 10. Enter confirmed insurance and fees in other deductions; they are not assumed exempt.

Include confirmed insurance deductions

Include the confirmed amounts below

Personal-service business income does not automatically use employee payroll insurance rates. Enter confirmed insurance amounts; ordinary employees pay no industrial accident premium through payroll.

Other / fixed deductions for this payment

Estimate only. It excludes year-end settlement, special reductions, irregular bonus withholding, insurance settlements and employer-specific rules. Amounts are not stored or sent to a server.

Official sources · Korea 2026

Rules reviewed 21 October 2026. Select the pay month: child credits change in March and pension limits in July.

Result

A QUICK GUIDE

How to use

Choose gross or take-home input. Daily input is per workday; salary input follows the monthly/annual selection; freelance input covers this payment.
Choose South Korea 2026 only for eligible resident personal-service business income; choose manual deductions for other jurisdictions or income types after confirming the appropriate treatment.
Enter gross service fees excluding VAT. Korean amounts must be whole won. National withholding is 3%; local income tax is 10% of the national withholding. Each drops amounts below KRW 10.
Enter confirmed insurance, platform charges or other deductions in the fixed-deduction field. The calculator does not assume that freelance status exempts you from insurance.
Annual final tax, deductible business expenses, refunds, VAT and nonresident treaty rules are excluded. Manual overseas rates are your own assumptions, not country-specific tax calculations.
Personal-service withholding is selectable. Include confirmed insurance amounts separately; employee payroll insurance rates are not automatically applied to business income.
Reverse calculation finds the smallest supported gross input reaching the net target. Rounding differences are shown. Ordinary employee industrial accident premiums are employer paid and are not deducted from wages.

Worked examples

Gross service fee KRW 1,000,000; no other deductions

Take-home KRW 967,000; national tax 30,000; local tax 3,000

The 33,000 withheld is an advance tax payment; annual income tax and insurance are separate.

Freelance withholding and net pay calculator

Take-home pay

Payment breakdown

Worked examples

Gross service fee KRW 1,000,000; no other deductions

Payment breakdown

Worked examples

Monthly KRW 3,000,000; exempt 200,000; one family member; October; all insurance enrolled

Payment breakdown

Worked examples

Daily KRW 200,000; 1 day; daily-worker classification; employment insurance 0.9%; other insurance 0

Payment breakdown

Worked examples

KRW 10,320/hour; 40 weekly hours; weekly holiday eligible

Worked examples

Insurable monthly wages (KRW): 3500000 · Employee pension rate (%): 4.75 · Employee health rate (%): 3.6 · Employee long-term care rate on wages (%): 0.48 · Employee employment rate (%): 0.9

Questions & answers

Worked examples

Ordinary monthly wage, Previously used leave months, Full months in this period, Special 6+6 (1=yes)

Questions & answers